Your Woodville Volunteer Fire Department is working to build a fire station East of the 6600 block of Natural Bridge Road.  Yes, the Brotherhood of Dragon Slayers is looking for their own cave to call home and a place to house a tanker or engine. The station and apparatus housed inside would help you save on your homeowner’s insurance cost.

 Why is this important to you, and how will it save you money?

When your insurance rate is calculated a key factor is the distance of your home from the nearest fire station, housing a tanker or engine that meets ISO requirements, with five miles being the magic number.  You read that right, if you are within five miles of a fire station your insurance rates will be significantly lower. 

Currently, if your home is east of the 6600 block of Natural Bridge Road, this means your home is not within 5 miles of the current fire station, so your insurance class code is a 10. This class code raises your cost higher than those who live west of the same address. The homes that are west of 6600 Natural Bridge Road have an insurance code of 9 because the properties are located within 5 miles of the fire station. These ratings are factored into the calculation of your homeowner’s insurance premium. Aside from the distance from a fire station, part of the ISO rating comes from a fire department’s available water supply. The measuring factor for this rating is the distance (1000 feet) from your home to the nearest hydrant. A tanker or an engine with a minimum of 750 gallons of water housed in the proposed station would put a water supply closer to your home, adding another layer of protection, plus that would also positively affect your insurance rates.